Insurance Claims When you are involved in an accident
insurance claims may not be the first thoughts on your mind. However, there are some procedures
you should follow in order to preserve your right to file an insurance claim. This may be anything
from hail...
Coaching Information Never understimate the power of
a well-written word. Tens of thousands of readers of coaching ebooks have had their lives changed
for the better by a well written...
Computer & PC Tips SMS, or Short Message
Service, is the technology behind what we often refer to as ‘text messages’ or ‘SMSes’, as well as what
allows for news alerts on cellular phones. In recent years SMS has ballooned to over a 50 billion
dollar industry and is quickly taking the communications...
Life Tips
Copywriting Tips Want to get the most media attention
and spotlight for your business? Then the first place to start is with a GREAT press release. Now I
can almost see half of you leaving now, dreading the thought of having to write one of these. But
wait!! I’m going to show you easy methods to make your press release...
Free e-Book Credit e-Book • Understanding Your Credit Score!
Insurance Tips
Mortgage Tips
Why Use A Mortgage Broker
In the past 20 years, independent mortgage brokers have had a significant positive impact
on the lending industry. Today the use of a mortgage broker is one of the key strategies
used by sophisticated borrowers.
What is a Mortgage Broker?
A mortgage broker is an independent real estate financing professional who specializes
in the origination of residential mortgage loans.
Mortgage brokers normally pass the actual funding and servicing of loans on to "Wholesale
Lending Sources." A mortgage broker is also an
independent contractor working with (on average) as many as 40 lenders at any one time.
By combining professional expertise with direct
access to hundreds of loan products, your broker provides the most efficient way to
obtain financing tailored to your specific financial goals.
Home Loans
What Do Mortgage Brokers Do
In the volatile home-lending market, Mortgage Brokers can
serve as "police," offering their clients security, safety, and peace of mind.
One of the Broker's most important functions is escorting your loan application through
the entire process, constantly patrolling the component transactions for possible
breakdowns. A professional mortgage broker can wade through the mountains of rate data
and program options, researching current market conditions to find the most accurate
and up-to-date information about cost-effective loan options.
Loan Information
Credit Cards Low APR credit cards are much more prevalent
than in years past. Competition is stiff and credit card financial institutions offer many nice perks,
rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new
customers who've never had a credit card...
Credit Information Low APR credit cards are much more
prevalent than in years past. Competition is stiff and credit card financial institutions offer many
nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to
capture new customers who've never had a credit card but also those who already have a credit card and...
Credit Repair With personal debt at an all-time
high, a number of individuals have found that they have overextended themselves and have become immersed
in debt. As their debt grows, they can't help but get more and more behind… and their credit score pays
the price. If you are one of the many who have had problems with your credit...
Currency Trading Access to foreign exchange
(forex), the most extensive market on the planet, is generally through an intermediary known as a forex
broker. Similar to a stock broker, these agents can also provide advice on forex trading strategies.
This advice to clients often extends to technical analysis...
Data Recovery Data recovery is a tricky thing,
and if you've somehow deleted or had your important files corrupted or lost due to human error, business
espionage, faulty hardware or software or any other reason; the good news is that your lost data is
probably...
Debt Relief If you are up to your neck in debt,
there may seem like there is no relief in sight. In fact this is not necessarily the truth. There are
ways to take all of your stifling bills and roll them up into one neat package by using debt
consolidation in two very popular forms Home Equity Loans, Refinancing Loans, and a Consolidation
Credit Card. All of these instruments provide the debtor with one thing...
Public Domains With the advent of the internet and the
ease of which information can readily be downloaded and compiled you would think that more people would
realize that the public domain is a source of wonderful wealth that can be tapped into for huge profits...
All About eBay I love getting a deal. I try to smell them out
from miles away. I love frequent garage sales, flea markets, closeouts, and more -- but found that I
could much better by simply buying through online auctions - if I shop...
eBook Information Here's a fast, easy list for you. Use
it as checklist to see what you need to do to increase traffic. Or use it as a review list if you have
already been working on improving your website traffic. It will help you find ways that you might have
known or forgotten...
Learning eCommerce ClickBank.com can offer you
multiple solutions for your e-commerce business. Here are some of the advantages of using ClickBank.
1. Accept Credit Cards Without a Merchant Account If your product is downloadable (such as electronic
books or software), ClickBank may be an excellent solution for you...
Email Marketing With ongoing postal and
telemarketing pressures impacting marketing budgets for many organizations this year, email marketing
could become the "silver lining " for many marketers. But how do you create a successful email
marketing campaign if you do not have a substantial email database? That question may be one of the
largest Internet related challenges facing companies...
eMarketing eMarketing, commonly known as an
Internet marketing tool, refers to 'how' businesses market their services or products online. In this
new age of technology, an Internet presence directly affects the success of a business. From an
ecommerce site to an informational site, eMarketing begins at your homepage...
Ezine Information What makes your ezine hot stuff? With
literally thousands of ezines online today, how can yours stand out or is it doomed to stay in the junk
mail folders? The first thing to think about is, what is your ezine about? Do you have a clue? If
you don't know then you can bet a million dollars that your readers haven't the slightest idea what
you are talking about...
Car Maintenance Tips
Today’s cars can typically be expected to pass the 200,000 mile mark with consistent
automobile maintenance. With the price of automobiles, you will want to protect that
investment by performing regular mainten...
All About Cars Driving can be hazardous and stressful. Wind, snow, ice and blizzard
conditions increase the normal dangers of driving. There is a lot you can do before the winter driving
season and during a storm to protect yourself...
Cell Phones Considering the innumerable varieties of cell
phones in the market, it is quite a challenging task to choose the best one. However, the basic
criterion of selecting the best cell phone is to be absolutely clear about what your needs...
Internet Chat In my short life, after years of talking too much,
I’ve come to realize that if one is always speaking, one never listens. If you never listen to others,
well, you’re limiting your access to a lot of knowledge and information. Recently, after much
deliberation I thought I’d check out what the world...
College & University Every year students
flock to the college bookstore to purchase the various textbooks that they require for their classes.
Little do these students realize that, in doing so, they are throwing good money away. As unbelievable
as it may seem textbooks...
Driving Tips Winter driving can be hazardous and
stressful. Wind, snow, ice and blizzard conditions increase the normal dangers of driving. There is a lot
you can do before the winter driving season and during a storm to protect yourself and your family...
All About Christmas In our multi-cultural
societies today the run up to Christmas is experienced in many different ways. The commercial
version pioneered by Coca Cola's magazine advertisements which established the red suited Santa
Claus image, washes over us all through the TV advertisements and the decorations in the High
Streets...
Coffee Coffee is one of the most popular beverages in the world. It's rich,
full-bodied taste is a daily necessity to millions of people. Of course,
coffee is not only loved for its taste. The caffeine kick is needed by
many to start the day. But if you are a true coffee lover, fresh gourmet
coffee has a taste that can't...
Cooking Eat your Veggies! Simple
Cooking Methods: vegetables add colour, taste, texture and bulk to our
daily diet. There are dozens of different vegetables that can be prepared
in literally hundreds of ways. So what's best?
There is no best. The thing to do is to eat your
vegetables, lots of them, everyday in a wide variety...
Cooking Tips Many vegetables taste fabulous just the way they are
straight out of the garden. Lettuce, tomato, celery, cabbage, onion,
radish, carrot are obvious choices here. But they are just as likely to
find themselves next to chopped up broccoli, cauliflower, peas, beans and
zucchini on a starter platter with dips...
Cosmetics The days of bright blue eye shadow and slathered on blush are gone with
the wind! If you are in desperate need of a make up freshen up, consider
these hot trends in cosmetics. These latest colors, tips, and techniques
are just what anyone needs to update a look or make the change into a new
season. Remember that your cosmetics do have an expiration date, so keep
this in mind when shopping for new make up. With each season...
Crafts Floral Arranging as a
Hobby flower arranging has become increasingly popular as a hobby, for people of
all ages and backgrounds. Have you ever put flowers in a vase and they just don't
sit right? By learning a few basic principles you will be able to create
attractive floral designs for your own home...
Diabetes Diabetes has afflicted my life physically, emotionally and spiritually
for the last sixteen years of my life. My wife of twelve years and
daughter has had to live with an abnormal functioning husband and father.
As the years went by as a diabetic, it became more and more difficult to
control my blood sugar levels. My diet had to consist of a lot of calories
because I have a fast metabolism and twenty pounds underweight. The
increasing periods of uncontrolled blood sugar...
Diet Jennifer, a middle-aged single mother with one
six-year-old daughter, has been skipping sweets for a few weeks now. She’s
also become a stickler for portion control. She feels as if she’s eating
less than ever, and she’s been diligently exercising for an hour at a time
at least four days a week. Yet, she hasn’t lost a single pound...
Digital Camera The best buy digital camera is not necessarily the cheapest, but the
one that has the best overall package for your needs. It is important to
check on the various functions and accessories before you compare prices
to ensure that you find the best buy digital camera. The main reason that
people want to buy a digital camera is for convenience rather...
Diving Whether you're an amateur diver, or an experienced one looking for a
new challenge, you'll want to visit Australia so that you can dive along
the Great Barrier Reef. The Barrier Reef is 1,250 miles long and stretches
from New Guinea to Queensland. Diving in this area of the world is an
experience that you won't forget since it's filled with the wonder of
natural elements combined with some of the most amazing sea creatures...
Habit: A consistent behavior you perform so frequently that it is automatic.
For example, if you learned to drive a car with a standard transmission, the first few lessons were pretty jerky while you learned to synchronize the clutch with the accelerator pedal. If you released the clutch too fast, the car would stall. If you pressed the accelerator too fast without releasing the clutch, you raced the engine but you and the car were still sitting there! However, with practice, practice, and more practice, you learned to synchronize control of the clutch with control of the accelerator so that you don't even think about it any more. It is now a habit.
All habits consist of knowledge combined with skill from practice. What all this means is that you can learn new habits to replace those that are no longer working for you. You have to change what you're doing, how you're doing it, and the choices you make in order to change your business results.
If you keep doing what you've always done, you'll keep getting what you've always gotten.
That means that if your business is not headed in the direction you desire right now, you must make new choices and start new habits to ensure you ultimately get the results you want.
Your choices of habits, determine your success.
That may seem harsh to you. Especially if you'd like credit for having "Good Intentions." The fact is that your intentions, however good, are immaterial until they are supported by your behaviors. In fact, good intentions that are not actualized will drain you of the energy necessary to take effective action. Remember, the only question of significance is "What's working and What's not?"
Every habit has its consequences. Habits that are working for you create positive consequences; habits that are not working for you create negative consequences every time. You may not like that your habits create consequences but you'll still receive those consequences just the same. Whether or not you like it isn't a factor. The fact is that as you keep on repeating a behavior you will get repeatable, predictable results.
Up to 90 percent of your current behavior is based on habits.
By and large, these habits work for you. They save you from the tedium of having to make new decisions each day. Wouldn't it be boring and a waste of energy if each day you decided to brush your teeth, but then had to decide where, with what toothbrush, with what of the 100's of toothpastes now available, for how long, with what type of action on the toothbrush, and so forth. It's much easier to go into automatic and let your neural net take charge freeing you to plan for that important meeting with your big client at 2 PM.
Habits are part of being human; we all have them. We use them to conserve energy and effort; to provide familiarity/security; to free up energy for other things; to improve and fine-tune our skills; and to assist in avoiding physical and/or mental pain. Often, a particular habit can lose its usefulness. Yet, because we are human we tend to continue the habit, knowingly or unknowingly. Only with awareness and a strong reason or motivation to change can we initiate and sustain change.
Habits tap into the nearly human obsession to be (and to appear) consistent with what we have already done. Once we have made a choice or taken a stand, we encounter personal and interpersonal pressures to behave consistently with that commitment. For good or for ill, the drive to be (and to look) consistent constitutes a highly potent weapon of change.
To understand why consistency is so powerful a motive, it is important to recognize that in most circumstances consistency is valued and adaptive. Inconsistency is commonly thought to be an undersirable personality trait. The person whose beliefs, words, and actions don't match may be seen as indecisive, confused, two-faced, or worse.
On the other side, a high degree of consistency is normally associated with personal and intellectual strength. Certainly, then, the personal consistency brought by habits is highly valued because it provides us with a reasonable and gainful orientation to the world. Most of the time we are well served by habits... without them our lives and our businesses are difficult, erratic, and disjointed.
By superimposing a new habit on top of an existing habit, you can create a new way of doing things. In other words, you start replacing old negative habits with new positive habits.
For example, if you always show up late for meetings, your stress levels are probably high and you feel unprepared. To improve this you might decide to develop a new habit of arriving five minutes early for every appointment, including meetings. If you take on this challenge you might notice:
- The first month or so of the new behavior is tough. In fact, you'll find yourself reverting to the old behavior during times of stress or unawareness this is normal because it is in compliance with our need to be consistent with our prior behavior. However, don't resort to self-recriminations for the backsliding. Just pick yourself up and recommit to the desired new behavior!
- The more you activate the desired new behavior, the easier it becomes. Eventually, it will be become just as strong as the old habit you are replacing then it will supersede the old behavior. Employ the principle of consistency to help you build your new habit.
By systematically replacing your negative habits with new positive habits one at a time you can dramatically change all aspects of your business.
Copyright 2004, Rose Hill, Inc
Rose Hill, Founder and Owner,of Biz Whiz Expert (http://www.SoloBizVille.com) and Team Member of Solo-E.Com (http://www.Solo-E.Com) has been self-employed since 1990 - first as a technical writer and publications project manager, and now as a business coach for solopreneurs.
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